Job title: Underwriter, GC
Location: On-site at Richmond, VA office
Company Overview:
Richmond National is a specialty property & casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.
We operate exclusively within the excess & surplus lines market, which provides our underwriters flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.
Job Description:
- Underwriting and binding of new and renewal business, and overall management of assigned brokers, territory, and policies.
- Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and your underwriting authority.
- Determine whether to accept, provide an option(s), or decline risks. Oversee, review, and approve endorsements.
- Direct loss control services on specific issues for better risk assessment
- Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
- Review and resolve premium audit inquiries and disputes.
- Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
- Create, analyze, and interpret information from various reports.
- Develop positive working relationships with brokers, throughdaily interactions and travel to brokerage offices.
- Contribute to training, mentoring, and on-boarding of new or less experienced team members.
- Handle other duties as assigned.
Preferred Qualifications:
- Bachelor’s degree or equivalent combination of education and relative experience.
- 1+ year of insurance underwriting experience. E&S experience is a plus.
- Excellent analytical and organizational skills.
- Understanding and ability to effectively engage in the negotiation process.
- Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
- Advanced knowledge of computer programs, including Word, Excel, and Outlook.
Benefits Overview
- Medical, Dental, and Vision insurance, FSA/HSA plans.
- Short and Long-Term Disability, Life insurance.
- Matching 401k up to 6%
- Flexible PTO plan, 11 paid company-wide holidays, plus your birthday off.
- Recognized as a Top Workplace by Richmond Times-Dispatch
